BISP To Pay Directly Via EasyPaisa & JazzCash: What Beneficiaries Must Know
BISP To Pay Directly Via EasyPaisa & JazzCash: What Beneficiaries Must Know. BISP to Pay Directly via EasyPaisa & JazzCash is a historic step for digital financial inclusion in Pakistan. Starting from September 2025, the Benazir Income Support Programme (BISP) announced that eligible women will receive Kafalat stipends and Taleemi Wazaif (children’s education allowances) directly into mobile wallets such as EasyPaisa and JazzCash.
This move aims to cut down corruption, reduce long queues, and make the payment process faster and safer for millions of families. If you are a BISP beneficiary, here’s everything you must know about this new digital payment system.
Why BISP is Shifting to Digital Wallets
For years, BISP beneficiaries collected payments through campsites and agents, which often caused delays, harassment, and illegal deductions. The new plan is designed to:
- Ensure Transparency – direct transfers reduce middlemen.
- Save Travel Costs – beneficiaries can withdraw funds locally.
- Improve Safety – no more waiting at unsafe campsites.
- Empower Women Digitally – introducing them to basic mobile banking.
This shift also aligns with Pakistan’s Digital Financial Services Strategy and global trends of moving welfare payments into secure electronic platforms.
How the New Wallet System Works
Under the 2025 model, every eligible woman will be linked to a mobile wallet registered with her CNIC and SIM. Here’s the process in simple words:
- Wallet Creation: BISP assigns a mobile wallet via EasyPaisa, JazzCash, or a partner bank.
- Funds Transfer: Payments are sent directly to that wallet.
- Cash Withdrawal: Beneficiaries can withdraw from agents, retailers, or ATMs.
- Digital Use: Funds may also be used for bill payments or mobile top-ups.
This removes the need for physical collection camps and makes the payment process smoother and faster.
Beneficiary Requirements
To receive BISP payments via JazzCash or EasyPaisa, you must fulfill the following conditions:
- Have a valid CNIC.
- Own a mobile phone.
- Ensure the SIM is registered in your own name.
- Confirm your 8171 eligibility status.
Important: Payments will not be credited if your SIM is in someone else’s name, even if it belongs to a family member.
Partner Banks & Digital Wallet Coverage
The rollout will happen in phases, starting with select districts. Below is a comparison table of wallet providers:
| Partner Bank / Provider | Wallet Platform | Coverage Areas |
|---|---|---|
| Telenor Microfinance Bank | EasyPaisa | Rural & urban districts |
| Mobilink Microfinance Bank | JazzCash | Urban & semi-urban areas |
| HBL (where partnered) | HBL Konnect | Bank-linked ATM & agent network |
Always check your 8171 SMS alerts and BISP notices for district-wise rollout dates.
How to Activate Your Wallet
Follow these steps to start receiving BISP payments in your mobile account:
- Confirm Eligibility: Send your CNIC to 8171 or check on the official portal.
- Verify SIM Registration: Ensure your mobile SIM is under your CNIC.
- Visit Partner Counter: Go to your local BISP office or partner bank counter.
- Activate Wallet: Provide CNIC, register your number, and set a secure PIN.
- Receive Payments: Wait for confirmation SMS before withdrawing cash.
- Withdraw Safely: Use ATMs or authorized agents to collect your stipend.
Troubleshooting & Complaint Handling
If you face problems, here’s what you should do:
- Failed Transfer: Keep your SMS notifications and report to BISP helpline 0800-26477.
- Illegal Deduction: File a complaint at your tehsil BISP office or via the online portal.
- Technical Errors: Contact EasyPaisa or JazzCash helpline with your transaction ID.
- Lost SIM: Immediately re-register your number under your CNIC.
Real-Life Example: How Digital Wallets Help
Take the case of Amina, a BISP beneficiary from interior Sindh. Earlier, she had to travel long distances to collect her Kafalat stipend and often lost part of her money to agents.
Now, with an EasyPaisa wallet, she receives payments directly. She can withdraw from a nearby shop without paying extra charges. The saved money is being used for her children’s school supplies and medicines.
This is how digital inclusion empowers women and secures government aid.
Possible Increase in Stipends
There are reports of a possible stipend increase from January 2026:
- +Rs. 1,000 for Kafalat payments.
- +Rs. 500 for Taleemi Wazaif.
Note: This has not been officially confirmed. Always rely on 8171 messages or the official BISP portal before assuming new amounts.
Benefits of BISP Digital Payments
Switching to EasyPaisa and JazzCash provides multiple advantages:
- Faster Payments – no waiting at camps.
- More Secure – funds sent directly to your wallet.
- Transparency – reduced chances of fraud.
- Convenience – withdraw anytime from nearby agents.
- Financial Inclusion – beneficiaries can access savings and loan options later.
Common Questions About BISP Digital Wallets
1. Can I receive BISP payments if my SIM is not in my name?
No. Payments will only be transferred if the SIM is registered under your own CNIC.
2. What if I don’t own a mobile phone?
You must purchase one and register a SIM in your name. Without it, you cannot activate a wallet.
3. Will beneficiaries still use ATMs?
Yes. If your wallet is linked to HBL Konnect, you can withdraw from ATMs. For EasyPaisa and JazzCash, use agents or ATMs where available.
Conclusion
The decision of BISP to Pay Directly via EasyPaisa & JazzCash is a game-changer for millions of women across Pakistan. It promises faster, safer, and transparent transactions while reducing corruption and unnecessary travel.
